Olsick Insurance Group

Olsick Insurance Group – Helping you Focus on What Matters Most

Serving the insurance needs for individuals and businesses in Chicagoland, IL, including Willowbrook, IL, Darien, IL, Westmont, ILNaperville, IL, and across neighboring states.

Our Core Services

Insurance in Chicagoland, including Willowbrook, IL, Darien, IL, Westmont, IL and Naperville, IL, and throughout Illinois, Indiana, Michigan, Wisconsin and many other states.

About Olsick Insurance Group

Olsick Insurance has served the insurance needs of more than 2,000 businesses and 3,000 residents throughout the Midwest since 1943. With our office in Willowbrook, IL, we are able to provide insurance solutions throughout Illinois in Darien, Westmont, Naperville and Chicagoland. We also service neighboring states including Indiana, Michigan, Wisconsin and beyond. We offer a diversified line of insurance products for our business and personal clients, delivered at the most competitive rates in the market place. Olsick Insurance Group offers personal insurance, business insurance, employee benefits and health insurance.

Our team of dedicated professionals, provides the most professional level of service, while focusing on what matters most—providing peace of mind in the neighborhoods and communities in which we live and work.

Here at Olsick Insurance Group, we believe our clients’ financial security and quality of life deserve the utmost dedication, expert advice and personal attention from a trusted partner. As your insurance advisor, we’ll help you make smart decisions—protecting you from the unexpected and planning for the predictable.

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What Our Clients Are Saying

I have been with the Olsick Insurance Agency for over 20 years. I’ve grown from a student right out of college who only needed renters and auto insurance, to a homeowner who needs auto, home and life insurance policies. During that period, there were several times when I had questions about my policies or had to make a claim. I called my representative, Michelle, who promptly returned my call and answered my questions. I've recommended Olsick to many friends and family members - not because I stood to gain in any way but, because they provide an excellent service, a friendly environment and competitive prices.

I was recently married and my husband had a long standing relationship with his insurance agency. We knew that in order to achieve the best savings, we would have to combine our insurances. The other company couldn't compare to what Olsick provided us. I have not hesitated to recommend this company to friends and family and I don't hesitate for a moment to recommend it to a stranger.

Kimberly Thern

I have been an Olsick & Company Insurance customer for many years and I am proud to say it has been my pleasure to have them in my corner. Not only is their customer interaction very peaceful and informative, but they have a "whatever it takes” workmanship that is second to none. Recently, my family needed some new proposals from them and they quickly turned over each and every stone to find us the best possible rates. You cannot go wrong with Olsick & Company Insurance.

Mike Vitone

I have been tempted at times to switch to another insurance; what with all the commercials about lower rates, bundling savings, etc. that are prevalent now on television. But I would never switch from Olsick and Company because I know that they are always on the lookout for the best policy and lowest rates for me and my family. But the absolute main reason that I would never switch is because of the service that I receive from Michelle Hutchins and the others at Olsick. It is exemplary, and Michelle always make me feel like I am being taken care of by family. It is because of their service that I will always be loyal to Olsick for all my insurance needs.

Kim Tenney

I just wanted to take this opportunity to tell you what a good job you and your crew did this year renegotiating our insurance coverages for Loomis Federal Savings and Loan Association this year. This type of work certainly builds on our long standing loyalty with your firm.

David M. OpasPresident, Loomis Federal Savings and Loan

I have known Susann for several years, and in all of my experience with her, she has always gone above and beyond my expectations and has found a product that suits my needs and my budget. She is a pleasure to talk to and work with. I was first introduced to Susann by my parents, whom she had also worked with for years, along with other family members. They all highly recommended her.

I am a survivor of a very serious car accident in 1993, which has left me permanently disabled, but able to drive a small amount. I live in a condominium, which also requires me to have homeowners insurance. Because of my injury, I am not able to secure full-time employment, and do not have a great amount of disposable income, therefore, Susann has been challenged with being able to find me the right policies (for home & car), that will offer the right amount of protection that I need, at a very reasonable price.

She has not disappointed me! I know that many people feel that they should be able to shop and find the best rates and insurance policies for/by themselves. I disagree. We will go to an attorney, doctor, mechanic or hire an HVAC specialist to fix an air conditioner, and we absolutely should do the same for one of the most important decisions that we will make - our insurance. No one likes to believe that anything catastrophic will ever happen to them, but we all must be prepared to the best of our ability. Susann pleasantly makes that goal very achievable!

Julie Papievis

We switched from Allstate to your agency several years ago when you were at the Chamber of Commerce gathering at the banquet center on 75th and Claredon Hills road. You shopped around through your agency and found better rates with reputable companies - which is why we switched. You have always reacted quickly to my questions and have come up with favorable solutions - I could not ask for better service. As I recall, we have not had a claim either with homeowners or auto, if we did I know you would facilitate and satisfy our needs. People always shop to satisfy their needs and save money. At this point, there is no need for me to shop around, as I know you do the best you can. In the event of significant rate increases, there is always the question why, which I am confident you will handle to my satisfaction. Susann, you have been a great partner. I have dealt with you more than my wife has, but she shares my feelings. Thank you!

William Behrens

In the last few weeks, I called your firm to fax a copy of my homeowners policy to my architect and to call the architect to find out how to modify my policy to satisfy the City of Chicago's requirements to get a building permit. I don't know whom I spoke to, but I appreciate your help, as I didn't know that I would need this and what was involved. One rarely sees service like this anymore. I am very grateful.

Bill Kunger
Providing Insurance Solutions in
Willowbrook, IL

50 75th St.
Willowbrook, IL 60527

Also serving the individuals and businesses throughout Illinois in Willowbrook, Darien, Westmont, Naperville and Chicagoland.

There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.

Personal InsuranceBusiness InsuranceEmployee Benefits
Home
Fire
Risk Factor

Most fires are devastating. Besides the emotional impact, the physical damage to your home can be significant. If you lost your home to fire, do you have adequate insurance to replace your home and its contents? Remember, inflation rates on building materials and construction costs rarely track with real estate values. As a result, rebuilding a home can often cost significantly more than expected.

Solution

Make sure your homeowners policy contains replacement cost coverage with no cap. This protects you if the cost to reconstruct your home is higher than your current limit of coverage. And, be sure that your insurance includes rebuilding your home to code. Very often, local ordinances and building codes change over time, which may require additional costs.

Personal Property / Contents - Property Damage
Risk Factor

When your home suffers damage due to an unexpected event, your personal property is also at risk. Furniture, appliances, clothing, electronics, and other personal items can also be damaged or destroyed.

Solution

Your homeowners insurance policy typically covers personal property, including the contents of your home and other personal items owned by you or family members who live with you. Make sure your homeowners policy includes replacement cost coverage for personal property so that you always receive the full cost to replace whatever item is damaged.

Additional Living Expense / Loss of Use
Risk Factor

When there is substantial damage to your home due to unexpected events such as lightning, fire, or a storm, you may not be able to live in your home until it can be repaired or rebuilt–potentially incurring additional living expenses for lodging, food, and other daily needs.

Solution

Ensure that your homeowners insurance policy provides additional living expense or loss of use coverage to compensate you for the additional costs you incur for reasonable housing and living expenses if a covered event makes your house temporarily uninhabitable while it's being repaired or rebuilt.

Valuable Possessions
Risk Factor

Typically, there is a sublimit on homeowner insurance policies for valuable possessions, such as jewelry, furs, fine arts, and other collectibles.

Solution

Obtain a personal floater or schedule your valuable possessions to ensure you’ll have the money to replace them.

Medical Expenses
Risk Factor

If a guest is injured while on your property, even when it’s due to a friendly game of baseball, you may be required to pay any medical expenses associated with their injury.

Solution

Your homeowners policy should include medical expenses coverage to take care of injuries and treatment - generally not of a serious nature. In the event a person is injured on your property and requires medical attention, you would be able to submit the injury-related medical expenses to your insurance carrier. Medical expenses are usually paid without a liability claim being filed against you.

Personal Liability
Risk Factor

In the unfortunate event that someone slips and falls while on your property, you and your family may be held liable for any injuries that result.

Solution

Your homeowners policy includes personal liability coverage to respond to incidents where injuries or damages occur to a third party where you may be deemed negligent. However, you should consider purchasing a personal umbrella or excess liability policy to provide additional coverage limits to protect your assets in case a lawsuit is brought against you.

Miscellaneous Coverage
Risk Factor

The fun that comes with having a trampoline in your backyard can also be accompanied by serious risks, which may not be covered under your standard homeowners insurance policy since coverage varies from state to state and between insurance companies.

Solution

You should make sure your homeowners insurance policy covers your trampoline, as many insurance providers refuse to take on trampoline liability and exclude the item from coverage.

Personal Injury / Defamation
Risk Factor

Young people are usually very active online. However, using social media and other sites can increase the possibility of them directly or indirectly damaging someone's reputation and exposing you, the parent, to a lawsuit.

Solution

Your homeowners insurance policy includes liability coverage for property damage caused by any member in the family, but likely does not cover rumors or statements that damage a reputation. You may need to seek additional coverage to include liability protection that covers personal injury or defamation.

Umbrella / Excess Liability Coverage
Risk Factor

You invite guests over for a pool party and one of your guests dives into the shallow end of the pool and is permanently injured. They hire a lawyer to represent them and after a long legal battle, you and your family are left financially responsible for their injuries. Do you have enough money in savings to cover your legal responsibilities as well as the legal defense costs?

Solution

An umbrella or excess liability policy increases your personal liability limits by adding protection over and above your current auto, boat, or homeowners policies-providing real financial value, as well as priceless peace of mind. Excess liability insurance is available either by an endorsement to your homeowners policy or available as separate coverage.

Flood Coverage
Risk Factor

You do not have to live near a body of water to suffer loss due to flooding. With the changing weather patterns and more damaging storms occurring around the globe, flood losses are becoming more common in places that are not normally prone to flood damage. Your homeowners policy does not cover damage from flood. Could your home be at risk?

Solution

Purchase a flood insurance policy to protect your home and covered contents from certain types of flood losses as designated by the National Flood Insurance Program. A flood policy is purchased as a separate policy through the federal program (NFIP) or through a servicing carrier known as a write your own carrier.

Secondary Home
Risk Factor

Owning a secondary home has the potential of increasing your liability exposures.

Solution

Be certain that you extend the liability coverage under your homeowners policy to include your secondary home. You should also consider including the secondary home under an excess liability or umbrella policy to provide for additional liability limits.

Collector Cars
Risk Factor

Collector or classic vehicles often have significant value and require special documentation and unique insurance coverage to ensure they are adequately protected. Even if stored on your property, they are typically not covered under your homeowners insurance.

Solution

Insure your collector cars with a specialized insurance company that focuses on and understands the unique nature of collector or classic cars and other vehicles.

Wine Collection
Risk Factor

If you are a connoisseur of wine, you know that it is susceptible to outside environmental exposures that can ruin it. If the collection is damaged, coverage from your homeowners policy is a possible recourse. However, the damage is only insurable if it is a covered cause of loss as outlined in your homeowners policy. A deductible would also apply.

Solution

If you have a sizable wine collection, you may want to consider scheduling the collection on your homeowners policy. Doing so expands your coverage and eliminates the deductible in case of a loss. You can also consider unique coverages for wine, such as for spoilage.

Water Damage
Risk Factor

Whether entering from outside your home from a flood or from within your home’s plumbing system, water damage is the most common cause of loss to a home. Many policies exclude losses caused by backup of sewers and drains, and all unendorsed homeowner policies exclude damage caused by a flood.

Solution

Careful review is essential to protect your home and belongings from all sources of water damage. We recommend coverage solutions from insurance companies that include backup of sewers and drains. Also, identify cost efficient solutions to address the risk of flood damage in the first place.

Off-Premises Theft
Risk Factor

Surprisingly, standard auto insurance does not cover personal property or contents stolen from your car.

Solution

Most homeowners policies offer an option to include off-premises theft coverage as an endorsement, which covers you for theft of your personal property away from your residence.

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