Hiring your first employee is a major milestone, but it also changes the way your business handles risk. Before you bring someone onto the team, it may be a good time to review your insurance policies, payroll responsibilities, and potential employment-related exposures.
Unexpected events can disrupt business operations with little warning. A strong emergency plan can help businesses prepare for operational interruptions, protect important information, and improve recovery efforts after a disaster or emergency.
When your business is forced to close due to a covered loss, the financial strain can begin immediately. Business interruption insurance can help replace lost income and assist with ongoing expenses so your company can work toward reopening with greater stability.
Running a business from home can feel low risk, but many exposures are easy to overlook. Personal insurance policies often have limitations that leave home-based business owners vulnerable. Understanding these gaps can help avoid costly surprises.
In last week's blog post, we explored three foundational types of insurance for small businesses: General Liability Insurance, Business Owner's Policy (BOP), and Professional Liability Insurance. This week, we'll expand on that foundation by discussing additional types of coverage that are crucial for more specific business needs. Today, we'll focus on Commercial Auto Insurance, Business Property Insurance, and Umbrella Insurance. Continue Reading...
As a small business owner, protecting your investment is critical. Small business insurance can serve as a safeguard against a wide range of risks that could jeopardize your success. Today, we'll explore three essential types of insurance that every small business should consider: General Liability Insurance, Business Owner's Policy (BOP), and Professional Liability Insurance. These coverages form the foundation of protection for most small businesses. Continue Reading...
I have been working with Michelle Hutchins for many years. Her and the team are very responsive and extremely helpful. Highly recommend! Jill Sommerfeld
★★★★★
Thank you for your patience setting up our coverage and making this easy and relatively painless...looking forward to a long relationship. Kim Braget
★★★★★
Debbie was great in breaking down and explaining how our policy and pricing works. I appreciate her patience & taking the time to answer any question I had. Great Customer Service! Mona Estrada
★★★★★
I CANNOT SAY ENOUGH GOOD ABOUT DEBBIE STACOVIAK. She goes above & beyond to help her clients. To say I would be completely lost without her is an understatement. CINDY TRLAK
★★★★★
Olsick Insurance Group has been very responsive and easy to work with since day. Were able to get a policy in place very quickly which was appreciated. Thank you so much. Abundant Health Chiropractic
★★★★★
Debbie was great in breaking down and explaining how our policy and pricing works. I appreciate her patience & taking the time to answer any question I had. Great Customer Service! Mona
In last week's blog post, we explored three foundational types of insurance for small businesses: General Liability Insurance, Business Owner's Policy (BOP), and Professional Liability Insurance. This week, we'll expand on that foundation by discussing additional types of coverage that are crucial for more specific business needs. Today, we'll focus on Commercial Auto Insurance, Business Property Insurance, and Umbrella Insurance.
As a small business owner, protecting your investment is critical. Small business insurance can serve as a safeguard against a wide range of risks that could jeopardize your success. Today, we'll explore three essential types of insurance that every small business should consider: General Liability Insurance, Business Owner's Policy (BOP), and Professional Liability Insurance. These coverages form the foundation of protection for most small businesses.
